reVISION handles the renovation scope and budget. Payam Roshani handles the financing. One conversation, one plan, no surprises.
Most homeowners start planning a renovation without knowing how they'll pay for it. Or they arrange financing without knowing what the renovation will actually cost. Either way, the two sides don't talk to each other until it's too late.
The result: budgets that don't match the scope. Financing products that don't fit the project. Renovations that get delayed, scaled back, or paid for on high-interest credit because nobody connected the dots early enough.
If you're buying a home that needs work, it's worse. You close on the property, then discover the renovation cost separately, funded out of savings or a second loan, months after your mortgage is locked.
You own a 1,500 sq ft home in East Vancouver. The kitchen is 25 years old and both bathrooms need a full gut. You have significant equity but no plan to access it.
Working with us: reVISION walks the property and delivers a scope outline within two weeks, full kitchen renovation, two bathroom renovations, and new flooring, with a budget of $150,000 to $190,000. Payam structures a refinance to access your equity, either as a lump sum mortgage increase, a HELOC for flexible phased access, or a combination of both. If conventional financing is too slow or qualification is tight, Payam can also arrange short-term private lending to get the project started, with a plan to refinance once the renovation is complete.
You start the renovation with financing locked in and a clear scope from day one, no credit cards, no guesswork, no scrambling for funds mid-project.
Not sure which financing product fits your situation? Our complete renovation financing guide walks through every option with real Vancouver costs.
One to two weeks from the site visit. Free, no commitment.
It depends on your situation. The most common option for existing homeowners is refinancing, where you access your home equity as mortgage funds, a HELOC for flexible draw-down, or a combination of both. Private lending is another practical option when you need short-term financing to start or complete a renovation quickly, and it can be easier, faster, and more cost-effective than many people assume. For homeowners over 55 with significant equity, a reverse mortgage can fund renovations with no required monthly payments. If you're buying a property and want to include renovation costs in the mortgage, a Purchase Plus Improvements (PPI) mortgage may apply. For new builds and major construction projects, construction loans release funds in stages. Payam walks you through which product fits your situation.
For a detailed breakdown of all five options with Vancouver-specific cost ranges, read our renovation financing guide.
The initial consultation and budget estimate are free. You only pay reVISION when you've decided to move forward with design and preconstruction. There is no cost for the financing consultation with Payam.
No. The partnership works because the combined service is better than either part alone, but you can engage either one independently.
reVISION works across Metro Vancouver, including Vancouver, Burnaby, North Vancouver, West Vancouver, Coquitlam, and surrounding municipalities. Payam works across the Lower Mainland.
That's fine. The consultation is designed for people at any stage, from "just thinking about it" to "ready to go next month." We'll meet you where you are.